Friday, April 25, 2014

I'd probably be the best lottery winner ever.

I bought a lottery ticket last night.  The LottoMAX to be precise.  A friendly convenience store clerk talked me into it. By talked me into it, I mean she said "Ticket for tonight? 32 million." and I said "Okay, sounds good," so you know, not a lot of convincing needed.  I figured, I've beaten a lot of shitty odds lately - as in the odds of cancer before age 35, and the odds of having two sump pumps and a battery back-up fail at once - so I figured maybe I could beat some odds that would work out in my favour.

I don't usually play the Lottery, mainly because I am cheap, but also because I end up fantasizing of what I would do if I won which ends ups being a set-up for utter disappointment when I inevitably lose (spoiler alert: I didn't win).

You know those people that win lotteries and within two years piss it all away? Yeah, those people suck.  How does someone actually manage to piss away millions in a two to three year period?

Not I.  I like to think I have it pretty well thought out.  I have a list of things I'd do upon winning the lottery (estimated on a $32 million win).  Not necessarily in this order:

- Pay off this dump.  Put aside a chunk of money to flip it and sell it.
- Pay off my student loans and any other debts
- Start a search for a moderately priced, but well-built 3+ bedroom home with a second bathroom and a good chunk of property, preferably with water nearby.
- Put away 50k each for the girls education
- GTFO of town for a few weeks with the kids and the Well-Travelled one to get my head together and do some financial planning.  Road trip.
- Take a percentage of winnings and put into investments and high-interest savings accounts
- Put aside a chunk for my parents, my sister, and handful of close friends to help them out
- Sabbatical
- Go from there

One extravagance I think I would definitely allow myself would be to replace all the shitty MDF furniture my house with actual real wood.

I think if I was smart about it, I could live out the rest of my life comfortably and somewhat modestly, and secure a future for my kids where they may still have to work, but would never have to worry about food or shelter.


2 comments:

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  2. I'd do pretty-much the same thing. It's not that I'm cheap - I'm really not - it's just that I'm smart. There's NO way I'd piss away a million, much less multiple millions.

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